LEGAL SERVICES

Goldfein & Associates serves a wide variety of institutional clients ranging from financial institutions to insurance companies. We solve our clients’ problems with innovative legal solutions that meet their unique legal needs.

IMPOUNDS

Is a third-party imperiling your interest in property and holding it hostage in exchange for unreasonable sums of what amounts to ransom money?

SEIZURES & FORFEITURES

As a lender or lessor, you can’t control what your customers do with their vehicles. However, what the customers do may impact your rights in the vehicles. A state or federal agency may seize your vehicle and Goldfein & Associates can help you get it back.

LIEN LOSS | POST-LIEN SALE

Does a tow yard or a repair shop claim it’s sold or taken title to your vehicle? The story doesn’t end there. Goldfein & Associates can help with myriad post-sale remedies.

DIMINISHED VALUE

Whether you own, administer, or repossess vehicles, your vehicles may have lost value if they were involved in an accident, even if those vehicles were satisfactorily repaired. This loss in value is known as residual diminution in value, stigma, or simply diminished value damages.

INSURANCE DENIALS

A denial letter from an insurance company is not always the end of a claim. Insurers operate within a regulated industry which often disfavors denials by insurers who have received premium payments. Nevertheless, insurers sometimes too quickly or too carelessly deny valid claims.

POST-REPOSSESSION PHYSICAL DAMAGE

Did you know that more than half of all vehicles repossessed by a lender have some degree of unrepaired physical damage? This physical damage results in lower auction values and less money recouped by lenders.

ACCIDENT MANAGEMENT

Accidents add a new level of complexity to the already difficult task of managing a fleet of vehicles. Goldfein & Associates can help simplify this task.

SUBROGATION

Insurers will often try to underpay claims on fleet vehicles, believing they can get away with it. Goldfein & Associates believes in subrogating for every dime you’re owed, including amounts you may not even realize you’re owed.

ALTERNATIVE DISPUTE RESOLUTION

Sometimes going to court is just not the most efficient answer. Instead, Alternative Dispute Resolution (“ADR”) may better serve your needs. ADR can lower transaction costs and can resolve disputes faster than traditional litigation.

GAP & SECONDARY INSURER RECOVERY

When a vehicle is totaled, primary auto insurers are required to pay the full actual cash value (“ACV”) of the destroyed vehicle; however, primary auto insurers often fail to do so.

REMEDIATION

The legal landscape for any business is ever changing; sometimes it is difficult to keep up. It can seem like regulatory and consumer protection agencies, such as the Federal Trade Commission or the Consumer Financial Protection Bureau, are changing the rules every other day.

CITATIONS

If you’re a vehicle leasing or rental company, then you’ve likely received citation notices informing you that you are the registered owner of a vehicle that was filmed/photographed speeding, running a red light, or passing through a toll point without payment.

ASSET CLASSES

WE PROVIDE FULLY INTEGRATED LEGAL REPRESENTATION COVERING AN ARRAY OF ASSET CLASSES, INCLUDING, BUT NOT LIMITED TO:

PASSENGER VEHICLES

Cars
Pickups
Panels
Vans
Trucks
Sport Utility Vehicles
Exotics
Classics

COMMERCIAL VEHICLES

Semi Truck
Bobtail Truck
E-Commerce Last Mile Delivery Vehicles
Buses
Bucket Trucks
Crane Trucks
Trailers

FLEET VEHICLES

Passenger Cars
Sport Utility Vehicles
Rental Vehicles
Lease Vehicles
Taxicabs
Limousines
Vans
Trucks

RECREATIONAL VEHICLES

Motorcycles
Scooters
Trailers
Motorhomes
Campers
ATVs
Snowmobiles

CONSTRUCTION/FARMING

Bulldozer
Drilling Machine
Wrecking Ball Cranes
Steam Roller
Excavator
Earth Drill
Dump Truck
Fork Lift
Concrete Mixer
Tractors
Combine/ Harvester
ATV/ UTV

AVIATION

Airplanes
Rotorcraft
Light Sport Aircraft
Jet Aircraft
Charter Aircraft
Private Planes
Commercial Planes
Broker Aircraft

LOCOMOTIVES

TRAINS
Railcars
Hi-Rail Trucks
Light Rail
Rapid Transit
Modern Streetcar

MARINE

Vessels
Boats
Yachts
Bulk Carriers
General Cargo Ships
Container Ships
Reefer Vessels
Ro-Ro Vessels
Dry Cargo Ships
Fishing Vessels

INDUSTRIES WE SERVE

Auto Lenders

Banks & Credit Unions

Third-Party Administrators

Insurers

Fleet Management Organizations

We represent some of the nation’s largest auto lenders in diminished value recoveries, post-repossession physical damage, insurance claim denials, impounds, citations, and regulatory remediation.

We are built to handle even the highest volume clients and are always willing to develop new services to meet our clients’ needs.

SUBJECT MATTER SCOPE

The legal services we provide to our clients involve a wide variety of practice areas, including, but not limited to:

Article 9 UCC; Lien Holder Rights; Regulatory, Compliance & Transactions; Bank Lending; State/Federal Forfeiture & Seizures; Automotive Contract Law; Secured Creditors; Appeals; Issues & Strategy; Retail Finance Transactions; Impound Law; Litigation; Insurance Litigation; Transactional; Banking & Financial Institutions; Consumer & Retail Transactions; Arbitration; Insurance Recovery Law; Title Law; Secured Transactions; Motor Repair Act & Asset Recovery; Lien Perfection; Repossession Law; Negotiation; Alternative Dispute Resolution; Mediation; Property Damage; Insurance Law; Citations; Liability Determinations; Claims Adjusting Law; Civil Asset Forfeiture; Negligence; Accident Management; Subrogation; Replevin; Lien Loss

PROVIDING OUR CLIENTS WITH AN ADVANTAGE

Why wouldn’t you choose to have an advantage when it comes to legal problems your corporation will face? That advantage is an ever-adapting law firm capable of protecting your interests and solving your legal issues on a grand-scale across the United States. Goldfein & Associates is that firm.

LEARN MORE