When a vehicle is totaled, primary auto insurers are required to pay the full actual cash value (“ACV”) of the destroyed vehicle; however, primary auto insurers often fail to do so.
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GAP & SECONDARY INSURER RECOVERY


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Don’t let primary insurers shift their burden to you. Goldfein Attorneys can help GAP and secondary insurers recoup payments from primary insurers that the primary insurers rightfully should have paid.
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For every $1 underpaid by a primary insurer, the amount paid by a GAP or other secondary insurer is increased by $1.
For example, the Primary Insurer:
- might calculate ACV using a method contrary to law
- may use comparable vehicles that are the wrong year, make, model, or trim
- evaluation might miss valuable features and options that were on the destroyed vehicle
For all of these reasons and more, the primary insurer’s payment may have been for significantly less than the ACV of the destroyed vehicle.

Goldfein & Associates identifies the money you’re owed and skillfully challenges underpayments at scale, on your behalf.

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FROM VALUATION ANALYSIS TO PAYMENT MANAGEMENT, WE PROTECT YOUR BOTTOM LINE
When a primary insurer shifts their payout burden to you — Goldfein attorneys shift it back.


